When you decide that you want to start a company offering the service of junk removal Mountain View, you must know that you have to pay attention to lots of details. In addition to making sure that you get the proper permits and licenses, hire good employees and purchase the proper vehicles, you must also figure out the best ways to protect your investment. You must be sure that you purchase adequate commercial insurance in order to cover your business.
Whether you have bought into a franchise or you are interested in opening a business yourself, you are going to be performing the same basic tasks for your clients. You will be using a large vehicle and your employees will be hauling unwanted items from peoples’ homes and/or businesses. Some of the junk will be trash, construction materials, furniture, electronics, large appliances, and more. Chances are you will not be able to remove hazardous materials. Your drivers will be driving the vehicle, lifting items and carrying them- they could become injured in this process. In addition, the owner of the junk may be present and could get hurt as well. This is why you need commercial business insurance.
In addition to protecting you against damage and injuries, commercial business insurance will also protect you against theft or any other losses that might occur. This type of policy will protect you if you are sued. However, if you have low coverage, anything over that will have to be paid out of pocket by you. Most of the time, these policies also protect you against copyright violations.
When you have a junk removal company, you will have at least one- if not more- vehicles. There’s always the risk of one of your vehicles causing property damage or bodily injury during the course of doing business. This opens you and your company to liability claims that may not be covered in your general business policies. If your registration is in the company name and being driven by employees, you must make sure to have commercial insurance on them.
If you plan on starting a business offering the service of junk removal, you definitely need commercial insurance to protect yourself, your property, and your employees.